How to start with crypto (2026)
Six steps from zero to your first safely-held crypto. A process, not advice on what to buy.
Starting with crypto is not hard, but the order pays off: first learn the basics, choose a licensed exchange, verify, only then buy, secure it right away and do not forget taxes. Walk the six steps below.
1. Learn the basics
Before you put in a single euro, get a few terms straight: what a blockchain, wallet, private key and volatility are. It saves costly mistakes.
Crypto glossary →2. Choose a licensed exchange
An exchange is your on-ramp. Pick it by MiCA licence, reserves, fees and history, not by ads.
How to choose an exchange →3. Verify (KYC) and deposit funds
A regulated exchange will ask for identity verification. Then you deposit via SEPA or card. Use only the exchange's official app or website.
MiCA exchanges →4. Buy your first crypto
You place a buy order and the exchange credits the crypto. charliedesk will never tell you what to buy; we show only descriptive data. Consider how much you can afford to lose.
Explore coins →5. Secure what you hold
Set up 2FA right away and decide whether to keep crypto on the exchange or move it to your own wallet. Never share your seed phrase.
How to store safely →6. Do not forget taxes
Selling and even swapping crypto can be taxable. Learn the rules in your country before you deal with a tax return.
Crypto tax →FAQ
How much money do I need to start?
You can start with a small amount; most exchanges let you buy fractions of a coin. The rule is simple: only put in what you can afford to lose.
Which crypto should I buy first?
We will not tell you, charliedesk never advises what to buy. We show descriptive data (category, market cap, volume) and teach you to read it; the decision is yours.
Is crypto safe for beginners?
Crypto is volatile and risky. It is safer to start with a small amount on a licensed exchange, secure your crypto and understand what you are doing than to chase quick gains.